BUYING A HOME
Perhaps you are a first time home buyer? Or maybe you are downsizing, upsizing or even a life change?
Remember, that a house is not a home because of the color or size.
It's about how it makes you feel when you walk in. Or knowing if it aligns with your lifestyle and financial goals?
Our relationship begins before the pre-approval process and goes beyond closing day to assure this is right.
I'm committed to your Real Estate moves
with compassion, honesty
and truth.
FAQs
How much can I afford?
As you begin the buying process, it is important to understand how much you can afford realistically. This means considering your income, expenses, down payment and current mortgage rates. I encourage my clients to aim for a mortgage payment below 30% of your gross monthly income. If you do not have a trusted lender yet or if you are just curious as to what it would take to buy, I work with a trusted network that I'm happy to connect you with.
How do I make an offer?
I work with you each step of the way!
* We determine what aligns with your realistic budget, lifestyle and timeframe.
*Discuss current market conditions to help with informed decisions and your offer strategy.
* Cover in detail all real estate terms, procedures, and paperwork.
* Represent your offer and negotiate your terms while keeping you informed all the way.
* Open communication to provide peace of mind. Even after your new keys are in hand!
What are the risks and benefits of homeownership?
Let's weigh it all out together!
Benefits of Homeownership:
Equity Building: Equity in your home becomes an asset because it represents the portion of the property that you truly own.
* As you make mortgage payments, your ownership stake increases, and this ownership is an asset that holds value.
* Stability and Control
* Potential Appreciation
* Personalization
* Tax Benefits
Risks of Homeownership:
* Financial Commitment
* Market Fluctuations
* Maintenance Costs
* Market Timing
* Lack of Flexibility
* Interest Rate Risks
Contact me today to discuss more details!